What do I do if the car that hit me was not insured?

In New Jersey it is required to maintain a minimum personal injury coverage of $15,000.00 for each person and $30,000.00 for each accident. There are also basic policies and dollar-a-day policies which often times do not provide any personal injury coverage. Other times the person you are in an accident with was illegally driving without insurance. Other times the car that hit you simply ran away from the scene of the accident. In any of those cases you can look to your own insurance and bring a claim or sue your own insurance for Uninsured Motorist Coverage. It’s important to have this type of coverage and most insurance policies do provide it in the State of New Jersey.